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Wisconsin's BBB says 50 people have reported receiving such calls.

CBS News reports that authorities in Pennsylvania and Virginia have issued warning about the phone scam.

It starts with a question like, "Are you a homeowner? "The point of these questions, it turns out, might be to get you to say, "Yes."According to some reports, your "yes" could then be used to sign you up for a service you didn't ask for and -- should you protest -- the scammer will then playback your verbal agreement to intimidate you.

This scam has previously targeted businesses but is now The Detroit Free Press reports the Better Business Bureau has fielded complaints from 62 people.

The Fair Credit Reporting Act (FCRA) is a federal law designed to improve the confidentiality and accuracy of credit reports used by businesses when evaluating your application.

Your rights under the Fair Credit Reporting Act: Per the Equal Credit Opportunity Act (ECOA), when creditors evaluate a credit application, they cannot lawfully engage in discriminatory practices.

It also indicates whether you have been sued or arrested, or have filed for bankruptcy.

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The average household now owes about £2,500 on cards, up 10.5 per cent in 12 months and the highest growth in 11 years.To avoid credit card fraud, do not carry multiple credit cards on your person, do not allow credit cards to be removed from your sight, avoid giving credit card information over the phone, and use only secure Internet connections for financial transactions. If you violate local laws, even unknowingly, you may be expelled, arrested, imprisoned, or even caned.See the Department of State and the FBI pages for information on scams. Remember that local authorities are responsible for investigating and prosecuting crimes committed in Singapore. Furthermore, some laws are also prosecutable in the U. For examples, see our website on crimes against minors abroad and the Department of Justice website.The easiest way to pay by phone is to download the Pay By Phone mobile app.Your credit card data is not stored on your phone while using the mobile app. Visit the Pay By Phone website or phone 604-909-PARK (604-909-7275).